What is Obama Care?
ObamaCare also known as Patient Protection Affordable Care Act is a law that was signed by President Barack Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. The goal of this law is to provide access to affordable and quality health insurance regardless of pre-existing conditions.
It also provides subsidies to families of certain income to help pay for the high cost of insurance (Ask how you may qualify for the federal subsidy).
Health Insurance Coverage
Your Health Insurance is a contract between you and the insurance company, which provides packaged medical benefits in exchange for a premium (payment often monthly, quarterly, or yearly). It is important to recognize that no insurance plan is the same, as they all have different coinsurance and deductibles.
Health Insurance provides basic benefits such as:
- Preventative services
- Prescription coverage
- Mental health services
- Emergency services and hospitalizations
- Maternity care
- Infant care and child care
- Dental and Vision (Optional)